Most blogs contain links to websites you think your readers would be interested in, or to a post on someone else’s blog that pertains to what you’re discussing in your blog. Bloggers can even hold “conversations” between their blogs, with each blogger agreeing or disagreeing with another blogger’s posts.
If you already have a website, you can devote one or more of its web pages to your blog. There are also several blog communities, such as Blogger, Word press, MySpace, LiveJournal.com etc, that allows you to create a blog on their site. Many of these are free, but they usually offer the option to upgrade to paid service, which will give you additional features such as a photo journal, an email address or a sub domain name for your blog.
Does blogging sound like fun? Yes it is! Share your thoughts with the world, and start blogging today. Should you need my step by step guide on how generate money with your blog site simply send mail with your first name and valid email address to firstname.lastname@example.org
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A blogger is someone who posts to his/her own weblog or someone who does so for others for a fee.
Blogs are a lot easier to maintain than websites because graphics and html codes are easily accessible from the blog site, such as Blogger or Wordpress. However, blogs are always in need of content updates, otherwise the blogger runs the risk of losing readership and credibility.
Originally, blogs could only be created by someone who already knew how to build a website. In recent years, however, many build-your-own-web-log tools have come into the market, some of them are free, some are paid for. Now anyone with the interest and Internet access can create their own blog and make money or generate income online.
By sharing their knowledge to readers, bloggers build credibility and a strong reputation among their readers. This would allow bloggers to become experts in their own fields and careers (good online income). There are different types of blog sites that host blogs. Some include Blogger, Word press, MySpace, Live Journal etc. There are many more other blog sites that can be found on the Internet. Some of these sites have tutorials to assist an interested individual in creating a blog. Should you need my step by step guide on how generate money with your blogsite simply send mail with your first name and valid email address to email@example.com
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Your blog is whatever you want it to be. There are millions of them, in all shapes and sizes, and there are no real rules.
In simple terms, a blog is a web site, where you write stuff on an ongoing basis. New stuff shows up at the top, so your visitors can read what’s new. Then they comment on it or link to it or email you.”
Word Press defines a “Blog” as:
“An abbreviated version of “weblog,” which is a term used to describe web sites that maintain an ongoing chronicle of information.
A blog is a frequently updated, personal website featuring diary-type commentary and links to articles on other Web sites. Blogs range from the personal to the political, and can focus on one narrow subject or a whole range of subjects.” So how do you then moneymake with your blog?
In the other hand A website is like a published magazine which has been taken to the printer and you can’t add anything to it or remove anything to it again without having to go back to the manuscript and then going through the whole process of republishing it again.
Your comments and questions here:
Here we go. What's the first thing you can do to instantly tell if a place will pay well, or if they will pay close to nothing? It's pretty simple, actually. If the site is making outlandish statements and exaggerating the amount of cash you can make, that's a pretty strong sign that they will be worthless. The places that constantly feel the need to talk out of their butt are almost always the places that will leave you sorely disappointed. Legit survey websites will not draw you in by telling you that you can make $1000 in the next 12 hours. It just doesn't work that way.
Another thing you can do is check to see if the site has a place where members are free to talk and chat with other members. If they have one of these sections, that's a very good sign that they are one of the legit survey websites. It also means that they are paying their members well, because people would be able to talk about it in that section. If the place is comfortable with the payments they are giving, you won't see people constantly complaining about money in there.
These two simple things have helped me find so many legit survey websites, while instantly bypassing the penny pinching ones. Therefore one of such legitimate paid survey sites is click here. http://tinyurl.com/yaule8w
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Most surveys pay from $5 dollars USD to $75 dollars USD, sometimes more or less. They can take anywhere from a few minutes to almost an hour to complete, depending on how much the company is paying you. The higher the dollar amount, the longer the survey will take to complete, generally.
I personally can complete the $75 dollar surveys in about 50 minutes, so that can give you an idea of how much you can make if y ou did this full-time. The $5 dollar surveys takes me about 3 minutes to finish.
there are legitimate companies today who offer paid surveys. You only answer the questions and for every answer you get a few dollars for payment. It's only a very small payment but when you answer many surveys, it will all amount to a bigger amount. Therefore one of such legitimate paid survey sites is click here . http://tinyurl.com/yaule8w
After signing up with the paid survey site you will need to signup with alert pay for your payment online its free,go here to sign up https://www.alertpay.com/?VFB0yp8DP58XnnoIGFkvvQ%3d%3d
There are always new products being put out by successful companies so that they can stay competitive in today's fast-paced world, thus ensuring that there will always be a steady flow of surveys that will pay anyone to evaluate their products. This is how anyone can make a decent living if they wish to pursue this type of occupation full-time.
Paid surveys are subjected to frauds and scam artists because some unscrupulous individuals actually trick you into taking their surveys that claim they pay you, but never do. The real objective of these scammers is to collect your personal information, bombard it with spam and unsolicited advertisements, and maybe even sell your personal information to other third-parties. A paid survey site to consider go here
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Perhaps this is the cause why many more people are buckling under to one of the highly popular businesses around - affiliate promotion. It is because in this job, there are no bosses to order the workers about. There are no time limits to meet and no clutter of chore to be done. An affiliate marketer just requires to be prepared with the tools essential to win in an occupation such as affiliate promotion, and he is certain to receive what his mind at last wants. Likewise there is absolutely no doubt in the minds of those people who are attached with the online money making arena that affiliate marketing is certainly one of the better ways to earn money online.
But precisely what are the steps necessary to be able to be successful in affiliate promotion? What must an individual have within himself to be able to do better in this field? There is a lot of challenges involved in affiliate marketing, and to be capable to surface above the average, one should be prepared with just the correct instruments essential to move him ahead. There are 5 things one should at last have if he needs to accomplish the nimbus he is yearning for in this job, and these 5 things are vital for him to hold to be conditioned to stand out among the rest people.
The very first quality a person must essentially possess if he wants to try his luck in affiliate merchandising is the willingness to discover and be disciplined. Treading through unfamiliar domain is threatening stuff if one is not rightly equipped, and he may get puzzled in the middle of a jungle of the strange. Acquiring the tricks of the business is also a crucial side of the trade, and one's desire to learn it all will render him more improved advantages in the occupation than he could ever conceive of.
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The third quality one must possess is self-discipline. If one desires to conquer the affiliate trade, he must have the will to force himself forward. Never having to say die is a virtue all affiliate promoters must own, and the ability to propel oneself into achieving greater heights is an ability that would in reality take an affiliate marketer to that tip.
The 4th and ultimate factor one should own is optimism. Fearful positions and rumours should not discourage an affiliate promoter from pursuing what he has to in order to make life better for himself and for all those involved. Neither should anyone mould his position towards the business, as once in it, it is vital for him to be the captain of his ship and the master of his thoughts.
The elements to win in a trade such as affiliate promotion are various and manifold, but the most essential factor one requires to be able to make it big lies in himself exclusively. It is he who has the capacity to do everything necessary to be efficient to recognise his chances, and the desire which fuels his spirit in doing so is the gasoline which would keep the locomotive running.
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We shall be looking at the first set of on line income in detail to enable you discover which can help boost your income,but I will like to say they all bring in good and reasonable income at the end of the period ,once the steps are properly followed.
THE PROJECTIONS YOU PRODUCE SHOULD THEREFORE BE ANALYSED WEEKLY AND MONTHLY AND UPDATED.
The above statement is fundamental to the success of your business because it will
immediately highlight cash shortages.
A bank is very interested in the first twelve months of the projections; thereafter the
uncertainty will devalue the worth of the projections. Please, however, provide three
years in total so that you can demonstrate where you think your business will go.
Please provide an overview/commentary regarding the numbers and state how you
plan to monitor the financial success of your business. The lender will expect a
monthly report providing up to date financial information compared with the
Projections made and any comments on significant variances (say >10%)
7. Borrowing Requirement
_ Item 6 will flag up the borrowing requirement if any.
_ It is important here to consider the type of facility required i.e. Overdraft, loan,
equity or asset finance and the term of the requirement.
_ Lenders much prefer structure to any Financial Package they provide. For
example an overdraft is an unstructured product and not liked by banks! A Bank
would prefer to provide a working capital facility by way of Factoring if possible,
this ensures that the Bank’s money is being lent to fund debtors and not stock and
losses. Many businesses have been able to disguise their lack of profitability for
many months due to the overdraft facility being used to its full extent!
_ Banks love security and they want to see a good stake. Call me old fashioned but
Banks would not wish to put more than 50% of the cash required and this would
normally require security.
8. Sensitivity Analysis
_ The “what if factor” e.g. what if sales are 10% lower than forecast.
_ What is the break- even point i.e. what are the minimum sales required to cover
the fixed overheads.
_ What would be the effect if sales were 30% higher than budget.
_ What happens if the cost of supply goes up by 10% etc. etc.
Remember the bank wants to know when it will get its money back and how safe its
9. Other Area to Cover (Operations)
_ Suitability of premises.
_ Organisational structure/ succession/ chain of command.
_ Specific industry risks.
10. Risk Management
_ What steps have you taken to recognise and mitigate risks to your business?
_ What is the risk culture like within your organisation?
_ Who is responsible for Risk Management?
_ What contingency plans are in place?
_ Financial Plans.
_ Historic Financial Information.
_ In the age of IT; any films of examples of the product or the nature of the service
are always welcome.
Try and hold the meeting are your business premises if possible you are more likely to
achieve your manager’s full attention.
a lender, however, I want to know how long it is going to be before I get my money back
and what is the margin of safety (“the what if factor”).
Don’t kid yourself that banks are interested in taking risks. They are not; they want to be
secured. Banks are not in business to take risks they are in business to get a good return
for their shareholders. Bad debts decimate a bank’s profit and loss account very quickly.
Look at the current credit crunch and what is happening to bank’s shares!
I don’t wish to appear jaundiced; however, the business plan has to be very good and
more importantly your personal financial commitment to the venture has to be there to
be seen by all.
DON’T BE PUT OFF! KEEP IT SIMPLE AND FOLLOW SOME EASY RULES PROVIDED BELOW;
This is a template which covers what a lender/investor would like to see. I have
deliberately kept the content brief and in note form;
1. Introduction / Executive Summary
_ Name of company.
_ Nature of the business; what do you intend to do.
_ Brief details of the management; what skills they provide the business.
_ Amount of funding required and the purpose of the funding.
2. The Business Environment
_ What is the business environment like for launching your new product/service? It
would be unlikely to be suitable for an organisation to aim for expansion in a
period of contracting markets.
_ A SWOT analysis would be useful here to provide an overview of the Business
Environment because the analysis will show you have truly thought about how
much risk there is for your product/service.
_ How likely are the plans to work in the future? Primarily does the organisation
have sufficient resources to carry out particular plans? Will the organisation be
able to sustain the level of sales required?
_ Will the organisation be able to deal with the increased level of competition it will
attract and will it be able to meet the required market share?
The following questions need to be answered;
Why will people buy your product?(what market research have you
Who will buy your product?(market research again)
How much will your customers pay?
Who are your competitors?
What will your market share be?
When will your customers buy?
What price will consumers be willing to pay?
Is the market growing or contracting
4. Management Team
_ CV’s to be provided in the appendices by all executives and key managers.
_ Here a bank is particularly interested in the track record of the Directors.
What is the evidence of past success?
What are the key skills that each executive brings to the table?
Still early, however, what succession planning has been undertaken
As lenders Banks are extremely interested in the strength of the
Management Team. This value should never be under estimated.
5. The Product or Service
_ An in depth study around the definition of your product or service - what EXACTLY
do you do?
_ Cross reference 3 above (under feasibility)
_ If you are an existing business then let’s see what you have achieved to date.
_ If you are buying a business let’s see the Profit and Loss and the Balance sheets
for the business you are buying (at least three years of consecutive figures).
Should you have any question or comment post below.
Who is a lender? Well virtually almost every business needs a lender. Simply put; a lender is one who gives out or loan money. So in business we say a lender could be an individual, institution, government, corporate bodies etc
Business establishments could obtain capital in form of loans, debentures, capital market etc.
Some times before your business can obtain any kind of financial help from the lender it will require a good business plan. These we shall be looking at in our next discuss.
Below here are some recipes for getting the lender to say yes to the financial assistance your business need.
Five Simple Steps to get
Your Lender to say “Yes”!
FIVE simple steps to get a lender to say YES! To your proposals and get the cash you need
Bank Managers are only human although it could be argued some are more human
1. Make sure you have sound financial information accompanied with a
commentary prepared by you.
2. Try and hold the meeting at your premises if you can; this will immediately give
your Manager the opportunity to see your business at work and psychologically
your Bank Manager will focus more on your business.
3. Offer a cup of coffee/ tea and make him/her welcome.
4. Ensure that in any request for cash your business has put in a reasonable stake.
Banks don’t like to take risks and certainly don’t want to do unsecured lending.
The greater the stake the higher the chances of success.
5. Make sure the Financial Role in your business is clearly defined be it you or a
dedicated Financial Controller/ Director- this area is crucial for your success.
I hope this article provides you with a glimpse into the way a Bank Manager or Lender will
be thinking when you ask them to borrow.
Five Rules for Financial Health in your first 12 months of trading...
Once you have opened for business on Day One there is one thing that must always
be uppermost in your mind - CASH. You diligently prepared budgets for your business
- monitor performance against them, believe me a budget never happens, a budget
has to be redrawn many times during the journey in your business.
So for cash do the following;
Ø Get Online Banking. Most Banks will include it initially free as part of their
package for new-start businesses. USE it!
Ø Check your cash flow forecast daily.
Ø Contact any debtor immediately if you think there is a problem - there probably
Ø Keep close to your customers, not only will this help keep a handle on cash but
also will help with cross selling opportunities.
Ø Make sure the surplus funds earn you money. Always be prepared to negotiate
with your Bank for free banking or a reduction in tariff.
2. TALK TO YOUR CUSTOMER
Make sure you speak to your customer at least once a month, should you have fewer
customers then make this more regular. Your customers will in general welcome your
call and this provides you with a great opportunity to get to know their business and
be able to add value - it shows you care.
3. LOOK AFTER YOUR BANK
In the following ways;
Ø Keep in touch with them.
Ø Send them any information you promised to send.
Ø Send them a commentary of how well things are going/not going.
Ø Respect all bank facilities - it builds up your credibility.
Ø Be prepared to help your Bank where you can by offering testimonials about how
good they are this builds the relationship for longer term.
4. SALES! SALES! SALES!
Your business needs to sell something make sure you use your sales plan.
Ø Don’t forget your organic sales, the best sales opportunity is to the customer you
Ø Ask your customer to recommend you where appropriate to others.
Ø Sell to a need where possible. This will ensure the sale is for long term and will
provide further opportunity and create goodwill.
5. THE WORKFORCE
The most underrated asset of your business but the most valuable.
Ø Keep them informed of progress.
Ø Offer incentives.
Ø Make sure that the working conditions are spot on for them.
Ø Make time for them.